The Encyclopedia
Total transparency regarding our math, security, and Shariah compliance.
I. Custody & Security
Can Alpha Wealth access or withdraw my money?
Absolutely not. We operate on a strict Zero-Custody architecture. You deposit your funds into a highly regulated, SIPC-insured brokerage (such as Alpaca). You generate an API key that only allows "Trading" and explicitly blocks "Transfers/Withdrawals." Alpha acts purely as a quantitative compass, transmitting trade signals to your Telegram. You press execute, and the broker handles the rest.
What happens if your servers go down?
Your capital remains 100% safe. Because we execute Bracket Orders (attaching a Trailing Stop-Loss the moment you buy an asset), your safety net lives directly on your broker's servers, not ours. If Alpha's engine reboots, your broker will still automatically sell your asset if it drops, protecting your downside.
II. Shariah Methodology
How exactly do you calculate Halal compliance?
We adhere strictly to the AAOIFI Shariah Standard No. 21. Before a signal is ever generated, our engine pulls live financial data to ensure:
- Interest-bearing debt is less than 30% of the company's Market Capitalization (not Total Assets).
- Interest-taking deposits/cash are less than 30% of Market Capitalization.
- Revenue from impermissible sources (alcohol, pork, gambling, interest) is less than 5%.
How is Purification calculated?
If a company passes the strict screening but derives a tiny fraction of revenue (e.g., 2.4%) from impermissible sources, that percentage must be donated to charity. Our engine calculates this specific Purification Ratio for you and attaches it to your execution receipt in Telegram, lifting the ethical burden off your shoulders.
Do you trade Futures, Options, or Commodities like Oil?
No. Futures and Options violate the Islamic principle of Qabd (physical possession) and involve Gharar (excessive speculation). We only trade Spot Equities, Spot Crypto, and Physically Backed Metals (like Gold and Silver ETFs where your shares correspond to real metal in a vault).
III. The Algorithm & Execution
Do I need to know how to code to use this?
Not at all. The heavy Python architecture runs entirely on our proprietary server stack. You experience the product purely through a beautiful, intuitive Telegram Terminal. You receive a plain-English message explaining the trade rationale, and you simply tap the "Execute" button.
How does the engine predict crashes?
Algorithms cannot predict the future, but they can identify momentum exhaustion. We utilize a technique called Bearish Divergence. If an asset's price continues to rise, but internal momentum (MACD/RSI) begins to collapse, the engine flags the anomaly and sends an early warning to your Telegram, allowing you to tighten your stops and secure profit before retail investors panic.